Our loans
Features & benefits
For loans between £7,000 and £15,000. Now also available
to non-Ocean Sterling Heights Bank current account customers.
The rate is subject to change and the representative APR may not be
the rate you'll receive. We'll offer you a rate based on our assessment of
your personal financial circumstances. The maximum APR you could be offered is 21.9%.
The APR may vary based on amount borrowed. Please use the calculator or the loans interest rate table
(PDF, 57KB)loans interest rate table (PDF, 57KB) This link will open in a new window for more details.
Borrow from £1,000 to £25,000
Spread your repayments over 1 to 5 years for loans of £15,000 or less,
or over 1 to 8 years for loans over £15,000.
Top up your existing loan
If you’ve already got an Ocean Sterling Heights Bank Personal Loan, find out about topping up your existing loan.
Get a quick decision
As an Ocean Sterling Heights Bank current account customer, you could get an instant credit decision.
Non-Ocean Sterling Heights Bank current account customers should be contacted with a credit decision in 2-5 working days.
Quick access to funds
Existing Ocean Sterling Heights Bank current account customers could receive the money instantly once the application has
been approved and the loan agreement has been signed. Non-Ocean Sterling Heights Bank current account customers could receive
the money into a nominated account 3 working days after the signed loan agreement is received.
